The acquisition of $CHEQ tokens carries with it significant risks. Prospective acquirers should carefully assess and take into account such risks prior to acquiring $CHEQ tokens. cheqd’s initial core team and all of their collective past, present or future officers, directors, managers, employees, agents, advisors or consultants, or any other person (collectively, “cheqd”), expressly disclaims any and all responsibility for any direct or consequential loss or damage of any kind whatsoever arising directly or indirectly from: (a) reliance on any information contained in the Information Material; (b) any error, omission or inaccuracy in any such information; and © any action resulting therefrom. cheqd does not guarantee the accuracy of the statements made or conclusions reached in the Information Material and does not make, and expressly disclaims, all representations and warranties (whether express or implied by statute or otherwise). The Information Material does not constitute advice, nor any recommendations or an offer, by cheqd or any of its affiliates and all of their collective past, present or future officers, directors, managers, employees, agents, advisors or consultants, or any other person, to any recipient of the Information Material.